Getting injured in a car accident can be a traumatic experience, especially if you are an innocent passenger. As an injured passenger, you may have the right to seek compensation for your medical bills, lost wages, and pain and suffering. However, if you have limited tort insurance in Pennsylvania, you may be wondering if you can still make a claim for pain and suffering. In this blog post, we will discuss the limitations of Pennsylvania’s limited tort law for injured passengers and what you can do to protect your rights.
Pennsylvania’s limited tort law allows drivers to choose between limited and full tort coverage. Limited tort coverage provides a cheaper insurance premium but limits your ability to sue for pain and suffering unless you sustain a serious injury. Serious injuries are defined as injuries that result in death, permanent impairment of a body function, or serious disfigurement. As an injured passenger, you are not responsible for choosing the type of insurance coverage for the vehicle you are riding in. However, your ability to recover damages for pain and suffering may still be affected by the limited tort law.
If you have limited tort insurance, you may still be able to make a claim for pain and suffering if you suffer a serious injury as an injured passenger. Although the injured passenger does not need to meet the serious injury threshold, the limitation may still apply to any insurance coverage you have on your own vehicle. In other words, if you own a car with limited tort coverage, you may not be able to claim for pain and suffering in a claim against the driver who caused your injuries as a passenger.
If you have sustained a serious injury as an injured passenger and want to claim for pain and suffering, you should seek the advice of a personal injury lawyer. They can help you navigate the complex legal system and ensure you receive the compensation you deserve. An experienced lawyer will be familiar with the limitations of limited tort insurance and can advise you on the best course of action to take.
If you do not have serious injuries, you may still be able to recover some compensation for your medical bills and lost wages. However, your right to recover damages for pain and suffering may be limited. In this case, it is still important to seek the advice of a personal injury lawyer. They can help you understand your rights and advise you on the best course of action to take.
Conclusion:
In summary, if you are an injured passenger in someone else’s vehicle and have limited tort insurance in Pennsylvania, your ability to recover damages for pain and suffering may be limited. However, if you have sustained a serious injury, you may still be able to make a claim for pain and suffering. It is essential to seek the advice of a personal injury lawyer to ensure you receive the compensation you deserve and understand your rights under Pennsylvania’s limited tort law. Remember – you have the right to protect your interests and be compensated for your injuries. Learn more from our team of top Pennsylvania personal injury lawyers and car accident attorneys at Ciccarelli Law Offices